Koshin
Koshin is live in Nepal

Payroll done for you

Send attendance. Receive payslips — in 24 hours.

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Pays everyone through the bank you already use

Upload-ready transfer files · zero re-typing
The problem

Payroll in Nepal still runs on Excel.

Hours wasted, mistakes made, and an accountant already drowning in VAT.

Time
01

4–8 hours, every month

Copying attendance, recalculating OT, retyping payslips for 80+ staff.

Errors
02

Mistakes caught on payday

Wrong basic, missed advance, forgotten OT — found first by an employee.

Complexity
03

Software built for someone else

Enterprise ERPs assume a payroll team. SMEs just need PF, SSF, OT — done.

How it works

Three steps. Under 5 minutes from you.

We become your payroll department — humans + automation, on rails.

01 Send attendance

WhatsApp, email, or a photo of your register.

Excel, CSV, sheet, or a register photo — whatever you keep already.

Drop attendance here
attendance.xlsx register.jpg biometric.csv
02 We process it

Salaries, deductions, anomalies — handled.

Nepal rules applied automatically. Our team reviews every anomaly.

Importing attendance✓ 74 rows
Applying PF · SSF · CIT✓ done
Overtime @ 1.5×✓ 14 hrs
Flagging anomalies2 reviewed
Generating payslips✓ 74 PDFs
03 You receive everything

Payslips, bank file, PF report — ready to use.

One tidy drop. Forward, upload, file. Done.

PDF · per employee
Payslips
Excel
Summary report
.txt / .xlsx
Bank transfer file
Compliance
PF / SSF report
What you get

Everything your payroll needs, ready in 24 hours.

One folder per month. Payslips, summary, bank file, compliance.

Individual payslips

Branded PDF per employee — earnings, deductions, net pay. Forward on WhatsApp.

Sunita Karki · EMP 0042Baishakh 2082
BasicRs 32,000
House allowanceRs 4,500
Overtime · 14 hrs × 1.5Rs 2,100
Provident Fund · 10%− Rs 3,200
SSF · 1.1%− Rs 352
Advance recovered− Rs 3,000
Net payRs 32,048

Bank transfer file

Upload-ready for NIC Asia, NMB, Nabil, Global IME, Sanima — bank-spec.

BANK_BAISHAKH.xlsx74 rows
0042 · Sunita Karki32,048
0043 · Bikash Thapa28,420
0044 · Rajesh Gurung41,775
0045 · Ashmi Shrestha22,300

Payroll summary

Total cost by department, role and cost centre.

Production
Rs 12.4L
Admin
Rs 6.7L
Sales
Rs 5.4L
Logistics
Rs 3.2L

PF / SSF compliance

Government-format PF, SSF, CIT and TDS reports, ready to file.

PF · 10%Rs 1,84,200
SSF · 1.1%Rs 20,262
CIT · voluntaryRs 12,000
TDS withheldRs 7,840
StatusFiled ✓

Deduction breakdown

Advance, OT, fines, holidays — every line, fully explained.

Advance recovered− Rs 3,000
Overtime added+ Rs 2,100
Fines− Rs 0
Public holidays2 days
Net adjustment− Rs 900
Who Koshin is for

Built for how Nepal actually works.

15 to 500 employees. Made for SMEs, not spreadsheets.

Factories & manufacturers

Garment, brick, food, steel — high headcount, complex OT.

Typically 80–400 staff

Hotels & hospitality

Rotating shifts, seasonal staff, tipped roles — handled.

Typically 20–150 staff

Schools & colleges

Salary grades, tax classes, contract teachers — on time.

Typically 30–200 staff

Construction

Daily workers, irregular attendance, complex advances.

Typically 40–300 workers
Partner program

Refer once. Earn every month.

Bring us a client, earn recurring commission for as long as they stay.

Partner type
Commission
Who joins
Freelancer / Student
15%
Friends, networks
Accountant
20%
Existing clients
Insurance agent / Broker
25%
Business book
Master agent / Firm
30%
Volume partners
Estimate your earnings

Monthly, recurring.

Partner type
Accountant
Clients referred
10
Avg. fee / client
Rs 5,000
You earn, every month
Rs 10,000/mo
About Elaric

One vision. Two strengths. Endless impact.

Built by Elaric — a US/Nepal team putting real AI tooling in SME hands. We don't sell software you learn. We run the work for you.

Made in Kathmandu, for Nepal's SMEs.

Koshin is Elaric's HR & payroll product. Sister brand Advik builds custom software for the same SMEs.

Parent Elaric AI LLC United States
Operations Elaric AI Pvt. Ltd. Kathmandu, Nepal
Talk to us

Ready to hand off your payroll?

Priced by team size. No hidden fees, no long contracts. We'll send a tailored quote within one working day.